Combine different financing channels to achieve the desired total amount
Determine the ideal financing mix to raise sufficient capital under the best possible conditions. We will connect you with the most suitable partners.
What is a good funding mix?
A financing mix, or stack financing, refers to the combination of different forms of financing. For example, you won’t rely solely on the bank, but also explore other channels such as business angels, funds, crowdfunding platforms, government funding, or your own contribution.
A good financing mix is a combination of funding sources that align with your needs, strategy, and risk profile. With the right mix, you can secure enough capital to grow without taking on excessive risks or giving up too much control.
Why put together a financing mix?
In leveraged financing, one form of financing acts as a lever to secure other financing contracts and make the terms and conditions more attractive. Some financiers, such as banks, become more confident in your company when other financiers are involved, which can reduce their perceived risk. Other financing options, such as co-financing through PMV, are only viable as part of a mix.
While the ideal financing mix may not exist, combining different sources of funding often results in higher amounts or better conditions.
How do we proceed?
Our team of entrepreneurs and financial experts has extensive knowledge of all types of financing in Belgium. Based on our experience, we can accurately assess which channels are a good fit for your situation and what you need to increase your chances of success.
We will begin by evaluating your company from the perspective of a financier, to assess the quality of your existing documentation and understand your situation.
After this funding scan, we will outline action points to address any gaps, either with you or on your behalf.
We will then compile a list of potential financiers and introduce your case to our network. We’ll also prepare you for possible questions to maximize your chances of success and guide you throughout the discussions with financiers.
What do you get at the end of the process?
After we’ve determined your ideal funding mix during a funding scan, you will have a clear understanding of the next steps. First, you will receive a report highlighting key points and providing suggestions for strengthening your funding file. Second, you will get a comprehensive overview of the financing landscape, including the key features of each funding channel and which steps are most suitable for your business.
If desired, we can continue working together in the areas of matchmaking and negotiation guidance.
- Access to a network of 5,000+ financiers
- A tailored and guided financing process
- A well-prepared dossier to increase your chances of success
- Always seeking the best possible deal for your situation
Start-up, scale-up or SME, tech or retail - we get it funded








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What support do you need to grow?
Funding Process
Get guidance to prepare well-substantiated files, determine the right mix, and find suitable financiers. From A to Z or à la carte.
Funding Check
Do you think you're ready? Have your funding strategy tested by The Harbour and meet with a financier within 2 weeks.
Funding Masterclass
Prefer to do it alone? Learn all the ins and outs of funding in our intensive course. Templates included!
Standing still is not an option. Find the right financing for your business.
